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Insurance & Financial Information

Ruby Canyon Dental in Grand Junction

What to Expect Before Your Visit

At Ruby Canyon Dental, our goal is to keep things simple, transparent, and stress-free—especially when it comes to insurance coverage and estimated costs. We want you to feel confident and informed before you ever sit in the chair.

Below is a helpful overview of the dental insurance plans we work with and how we handle coverage.

Insurance

Plans We Are In-Network With

Delta Dental Premier

We frequently see patients with Delta Dental Premier through employers such as:

  • Walmart
  • Red Lobster
  • Mesa County
  • District 51
  • Delta Airlines
  • Intermountain Health (St. Mary’s Hospital)

Cigna DPPO

Common employer plans include:

  • All Copy Products
  • AT&T Mobile
  • Burger King
  • Colorado Individual Plans
  • Choice Hotels
  • Cafe Rio

Additional In-Network Plans

  • Aflac
  • Ameritas
  • Beam
  • Colonial Life
  • Companion Life
  • Freedom Life
  • GEHA
  • Guardian
  • HRI
  • Humana
  • Kansas City Life
  • Lincoln Financial
  • Lineco
  • MetLife PDP Plus
  • Mutual of Omaha
  • Paramount
  • Principal
  • Renaissance
  • Standard
  • Unum

Please note: Some insurance cards may list a different network name. If you’re unsure whether we’re in-network with your specific plan, our team is always happy to help you confirm your benefits.

Out-of-Network Plans

(We Can Still Bill Your Insurance)

Out-of-network doesn’t mean out-of-coverage

Even if we are not in your insurance network, we can still submit claims on your behalf—and for many patients, the difference in out-of-pocket cost is minimal.

For these plans, we collect 50% of the estimated treatment cost up front, then your insurance processes the claim as usual.

Plans we can bill as out-of-network include:

  • Aetna
  • Allegiance
  • Blue Cross Blue Shield / Anthem
  • Cigna Advantage
  • Dentemax
  • EMI Health
  • MetLife PDP
  • Sun Life / DHA
  • UMR
  • United Concordia
  • United Healthcare
  • Zelis

Good to know: Many patients with these plans continue their care with us and use their benefits normally—we’re just considered out-of-network.

Out-of-Network Plans

(We Cannot Bill Insurance)

For the plans listed below, we are unable to submit insurance claims. Patients with these plans may choose cash-pay options or enroll in our Ruby Canyon Wellness Plan as an alternative.

  • CHP
  • Delta Care (HMO)
  • Medicaid
  • Careington Care Network
  • Tricare
  • Delta Dental PPO ONLY plans
  • Any HMO plan

Questions About Your Insurance?

We’re Glad You’re Here

We’re here to help. You’re always welcome to call or text our office as our team will gladly review your plan with you.

That said, the most accurate way to confirm your exact benefits is to contact your insurance provider directly or log into your online insurance account, as they can verify plan details immediately.

Thank you for choosing Ruby Canyon Dental. We truly appreciate being part of your care and look forward to welcoming you—now and in the years ahead.

Patient Reviews

Raving Reviews, Real Results

At Ruby Canyon Dental, nothing speaks louder than the voices of our satisfied patients. Discover why so many in Grand Junction trust us for their dental needs—read their stories and see the difference for yourself!